Running a mobile catering business is exciting, flexible and full of opportunity—but it also comes with unique risks. Unlike traditional food businesses, your kitchen is constantly on the move, exposed to traffic hazards, theft, equipment failures and weather-related incidents. Mobile Catering Vehicle Insurance ensures your vehicle and business stay protected wherever the road takes you.
Protecting Your Vehicle: The Heart of Your Business
Your catering van, trailer or food truck is the driving force behind your business—literally. Damage from accidents, breakdowns or collisions can stop your operations instantly. The right insurance protects your vehicle against accidental damage, vandalism and road risks, making sure you can get back on the road quickly without facing overwhelming repair costs.
Covering the Equipment and Tools That Keep You Cooking
From cooking equipment and gas canisters to fridges, freezers and specialist appliances, your mobile kitchen carries valuable gear. Mobile Catering Vehicle Insurance includes contents cover, ensuring your tools, stock and equipment are protected against theft, fire, floods and accidental damage. With so many essential items packed into a small space, ensuring everything inside is covered is crucial for smooth operations.
Public Liability and Business Interruption Protection
Serving the public brings additional responsibilities. If a customer slips, suffers an injury, or experiences food-related illness, public liability cover protects your business from costly claims. Some policies also include business interruption cover—helping you recover lost income if your vehicle is damaged or off the road. This ensures your business can continue even when unforeseen problems arise.
Tailoring Your Insurance to Fit Your Catering Needs
No two mobile catering businesses are the same. Whether you operate at festivals, markets, corporate events or daily street locations, your insurance should reflect your working environment. Tailored cover ensures you’re protected where it matters—supporting everything from equipment replacement to event-specific cover. Reviewing your insurance regularly helps you stay compliant, protected and ready for growth.
Want complete peace of mind on the move?
Contact us today for a tailored mobile catering vehicle insurance quote.
