Welcome to our July Newsletter from West Craven Insurance. This month we provide some helpful advice to keep you updated with the latest industry changes.
First up we update you on the cost of car insurance premiums. As society continues to resume activity there are more cars on the road; leading to higher risks. Next there have been many changes to landlord legislation, with the most recent change being electrical safety regulations. We update you on the new compliance requirements. Elsewhere we look at what is terror cover and whether you need it. To end we share all you need to know on Directors and Officers insurance and whether you need it to protect your liability.
We hope you enjoy this months edition!
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As lockdown eases this month, more people will resume commuting to their workplace rather than working from home, as has been the case for many of us over the past few months. With more drivers on the roads, insurance premiums are forecast to rise for up to 10 million people.
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As a landlord, it is important to keep up with the latest legislation in order to keep your tenants and yourself secure. The latest change to keep abreast of is the government’s new electrical safety regulations – specifically for electrical installations in your properties. Fall foul of these rules, and you could be facing financial penalties of up to £30,000.
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As a company officer or director, you can be held personally liable for decisions that you have made or actions that you have taken that go beyond the responsibilities of your role.
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With the coronavirus pandemic creating seismic waves through the insurance market, terror insurance has understandably taken a backseat compared to other seemingly more relevant policies such as cyber and business continuity.
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