The average UK car insurance bill has risen by 13% over the last year due to a number of costly claims.

Thanks to the new technology that cars now carry like cameras, traffic sensors and on board sat navs, the cost of getting our vehicles repaired has risen considerably.

Consumer Intelligence, a market research agency specialising in insurance and banking, said the average UK motor premium now stands at &788, which represented a price rise of 13.5% in the year to August.

The amount a driver pays on their insurance premiums still seems to be directly connected to their age. Younger drivers continue to pay the largest insurance premiums, with the average Under-25 paying a premium of &1,831, however their insurance rates rise far slower than other age brackets. Older driver continue to see the higher yearly rises in their insurance, with rises of 15.3% each year, however their premiums are far lower at &348.

If this wasn’t all bad enough, consumers now have to contend with an Insurance Premium Tax hike. The government believes that the average policy will see a &2 rise. Ian Hughes, chief executive of Consumer Intelligence, said: “The latest increase in insurance premium tax which takes effect next month, as well as rising claims, are driving the rise in premiums.”