When shopping around for a policy for our customers, we always ask them to be specific and honest, so that we can find them the perfect policy. Whilst outright lying on a policy can see you failing to claim money for an accident, not being specific enough can see you paying more money than is necessary.
With car insurance premiums reaching record highs in 2017 and the average UK premium now reaching a high of £574, it is important that you take the appropriate steps to keep the cost of your policy down.
A recent study found that some drivers are paying over £700 more than they should, due to not being specific enough about their job role – more specifically, those who consider themselves unemployed.
For example, whilst studying for A-levels or a degree might not be employed work, you can still list your occupation as “student” rather than “unemployed”. You could make a 51% saving on the cost of your policy.
At the other end of the age spectrum, older drivers are also listing themselves as “unemployed” meaning they are paying 37% more than those who said they were “retired”.
To get the best possible quote for an insurance policy, it is vital that you give the most precise answer you can. Here at West Craven, we can assist you in breaking down your situation to find the best policy for the perfect price.