The UK is home to an eclectic mixture of properties, each one presenting a unique proposition - and its own unique set of risks, meaning multiple insurance policies.

Commercial Combined Business Insurance can be tailored to meet the specific challenges and risks your business faces in its day to day activities.

A commercial combined policy is a comprehensive business cover in a single policy, bringing together a range of covers from the most commonly required to specialist policies. The combined policy is primarily designed for smaller businesses like manufacturers or wholesalers.

Why you should consider a commercial combined policy

A commercial combined policy offers all round financial protection to your business, providing you with security and peace of mind. It can be tailored to cover the risks that are specific to your business. For example, a wholesaler will have a warehouse where customers might visit, plus they might transport their stock themselves, meaning they would require Public Liability, Goods in Transit and Cover against Material Damage and Theft.

Having all your policies in one place means you can easily manage the cost and terms & conditions surrounding the policy, rather than having to juggle multiple policies.

Commercial Combined policies can feature:

• Business Interruption (loss of income if unable to trade)
• Cover against material damage and theft
• Cover for engineering inspections
• Employers’ liability (claims arising from an injury to an employee)
• Goods in transit
• Legal expenses (including employment tribunals)
• Money cover
• Personal accident and/or sickness risks
• Product Liability (personal injury or damage to property cause by your product)
• Public Liability (accidental injury to any person or damage to their property)